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Chapter 13 isn't the only alternative. In the event you’re scuffling with paying out your expenses and fielding phone calls from debt collectors, conversing using a credit counselor may help. They may help you search over your finances and debts, then create a approach to work to

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Money taxes on or calculated by revenue or gross receipts to get a tax year ending on or prior to the date of your filing in the petition for which a return, if essential, is last owing, such as extensions, soon after three several years ahead of the date of the filing of the bankruptcy pe

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